Super cute savings challenge book, with great small budget challenges to start with. For the first two challenges I started, I allocated one to sinking funds and the other to emergency funds. Once I complete that challenge I will move on to the next until both have $1500. Definitely going to use this book for different challenges like outings, birthdays etc. I like the digital a bit more because once the challenge is complete I have the option to run it back again ! If you’re considering thi...